Why Vecta?

Mobility is the most honest data Africa has. We're turning it into financial infrastructure.

Tap to pay

Contactless transit cards replace cash

Tap to pay

Contactless transit cards replace cash

Tap to pay

Contactless transit cards replace cash

Settle Instantly

Drivers get paid in real time

Settle Instantly

Drivers get paid in real time

Build identity

Every ride strengthens a rider's mobility credit score

Build identity

Every ride strengthens a rider's mobility credit score

How It Works

From the first tap to a credit identity that travels with you.

1

Top up

Load the card via bank transfer, USSD, or agent

2

Tap to ride

Driver's terminal accepts payment in under two seconds

3

Build identity

Every ride strengthens your Mobility Credit Score

Funded. Wanted. Launching.

Vecta isn't a deck. It's a funded system with riders waiting.

S-VCG Federal Grant

₦50M equity-free funding from the Student Venture Capital Grant, Federal Ministry of Education

₦50M equity-free funding from the Student Venture Capital Grant, Federal Ministry of Education

Over 500 signups, pre-launch

Students at the University of Ilorin signed up before a single bus tapped in. The demand was there before we were.

Pilot launching Q3 2026

Campus shuttle minibuses at the University of Ilorin. The closed loop where we prove the rails.

A bus today. A bureau tomorrow.

Vecta is not a payments company.
The real product is the data layer beneath the payments.

Every tap on a Vecta terminal generates behavioural data that traditional credit systems in Africa have never had access to. Where people go. How often. How reliably they pay. How long they've been doing it.

Every tap on a Vecta terminal generates behavioural data that traditional credit systems in Africa have never had access to. Where people go. How often. How reliably they pay. How long they've been doing it.

That data becomes the Mobility Credit Score, an anonymized, consent-first credit signal we will license to fintechs, lenders, and insurers serving the same population we serve. Built in full compliance with NDPA 2023, registered with the NDPC

That data becomes the Mobility Credit Score, an anonymized, consent-first credit signal we will license to fintechs, lenders, and insurers serving the same population we serve. Built in full compliance with NDPA 2023, registered with the NDPC

We are building the credit bureau Africa's informal economy never had. Starting with the bus. Scaling to the continent.

Team

We didn't read about the cash problem.
We lived it. Every morning, on every campus shuttle.
Vecta is the system we wished existed every time we boarded.

Shehu Abdulrahman Magobon

Co-founder and CEO

Final year Optometry, University of Ilorin.

Shehu Abdulsalam Abiola

Co-founder and CTO

Final year Mechanical Engineering, University of Ilorin.

Your Questions, Answered

What partners, investors, and operators ask us most.

What is Vecta?

Where are you piloting?

Who is the team?

Is Vecta legally registered?

What is Vecta?

Where are you piloting?

Who is the team?

Is Vecta legally registered?

How do you make money?

What's the bigger play?

Why Vecta, why now?

How can I work with Vecta?

How do you make money?

What's the bigger play?

Why Vecta, why now?

How can I work with Vecta?

Let's build it together.

Tell us who you are and how we can help. We'll get back within 24 hours.